{"id":49,"date":"2018-10-18T14:01:31","date_gmt":"2018-10-18T14:01:31","guid":{"rendered":"https:\/\/www.fresnofamilydental.com\/blog\/?p=49"},"modified":"2018-10-18T14:01:31","modified_gmt":"2018-10-18T14:01:31","slug":"dentist-in-fresno-2","status":"publish","type":"post","link":"https:\/\/www.fresnofamilydental.com\/blog\/dentist-in-fresno-2\/","title":{"rendered":"Don\u2019t Lose Your Insurance Benefits! Visit the Dentist Before 2018 Ends"},"content":{"rendered":"

\"dentist<\/a>The last few months of the year always seem to go by in a flash. It\u2019s easy to get so caught up in the busyness of fall and winter activities that you let little things slip your mind \u2014 like visiting your dentist in Fresno. Let\u2019s talk about why you should make sure to schedule a dental appointment before 2018 winds down to its end; you\u2019ll benefit both your smile and your wallet.<\/p>\n

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Insurance Expires at the End of the Year<\/h2>\n

Most dental insurance<\/a> plans give their clients an annual maximum amount that they can spend on oral health treatments. Usually, the amount the insurance company is willing to pay out is between $1,000 and $1,500, though some policies offer an even higher annual maximum. Whatever portion of your allotment that you don\u2019t use by December 31 disappears forever. The vast majority of plans don\u2019t have a rollover provision that allows you to use leftover benefits in the following year.<\/p>\n

Some people view their dental insurance as a backup plan in case something goes wrong with their teeth. However, that kind of thinking isn\u2019t good for a wallet or for an individual\u2019s smile. Consider: if you don\u2019t even use your benefits to attend regular checkups, you\u2019re spending hundreds of dollars each year for coverage and not getting anything back.<\/p>\n

It is in your best interest to take advantage of your insurance plan to the extent possible. That doesn\u2019t mean you should use your coverage to get dental work you don\u2019t truly need, but you should <\/em>be diligent about preventive care and not hesitate to get more extensive treatment done when circumstances call for it.<\/p>\n

Get the Most Out of Your Insurance<\/h2>\n

How can you make sure you\u2019re getting your money\u2019s worth out of your insurance? Here are a few tips to help you out:<\/p>\n